SKU: 99293969469

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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How the Other Half Banks: Exclusion, Exploitation, and the Threat to DemocracyThe United States has two separate banking systems today one serving the well to do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check cashing services to cover

The United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later.

"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us."
--Nancy Folbre, New York Times Book Review

"How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest."
--Lisa J. Servon, American Prospect



Binding Type: Paperback
Publisher: Harvard University Press
Published: 03/12/2018
ISBN: 9780674983960
Pages: 336
Weight: 0.85lbs
Size: 9.10h x 6.10w x 1.10d
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SKU: 99293969469

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la
Belleville, US
★★★★★ 5
Good fit and nice sharp holesaw included
The hole made by the included holesaw was the perfect size for the insert. They work well and cosmetically look much better than a raw hole in the wood. I tried the cable wrap and inserter and both make the job of wrapping and securing the cables much easier. Overall a good product and a good value.
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Reviewed in the United States on January 17, 2025
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Grant
Battle Creek, US
★★★★★ 5
Great for small projects. Nice fit.
I purchased this set while building a couple of end tables. They fit like a glove and it's really nice that they come with the hole saw bit. It's a great set for what you get.
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Reviewed in the United States on May 19, 2026
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Sia G
West Palm Beach, US
★★★★★ 5
My desk looks organized
Works great
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Reviewed in the United States on April 18, 2026
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NegativeG
Birmingham, US
★★★★★ 5
Includes everything you need and a bonus to get the cord wrap
I bought this to route the cords up to the monitor on a height-adjustable desk. The top of the desk is an inch thick, and this was easy to drill through. To make sure I got a clean cut and did not damage the top, I put painters' tape on the area where I wanted to cut and drilled a small starter hole to get it exactly in the right spot. It cut a really clean hole from the top, and the plastic insert fit perfectly. Once I got the hole cut and the wires run where I wanted them, I put the cord wrap on. The tool that comes with the cord wrap is really slick and super easy to use. I was able to bundle together three cords that hang off the side of the desk. Given that the desk is adjustable, it was a nice bonus to get the cord manager with the kit, as it keeps the cords from getting hung up in the desk when adjusting it. I'm very happy with the purchase, great price.
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Reviewed in the United States on December 14, 2025
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Dean Thompson
Fort Morgan, US
★★★★★ 4
Good product
The hole covers are great. As far as the hole cutting bit. Not so much. But still worth the price.
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Reviewed in the United States on October 26, 2025

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